Am I keeping too much of my crypto trading capital sitting on an exchange instead of self-custody?
Check What Applies to Your Setup
Your Result
Check any statements that apply, then click Score My Setup to see your result.
How this is calculated
Money sitting on an exchange is money you do not fully control. If the exchange fails, freezes withdrawals, or is hacked, funds held there are exposed in a way self-custodied funds are not.
Checking more of these statements does not mean an exchange is unsafe to trade on, it means more of the specific factors that increase counterparty risk apply to how you are currently using it.
Active trading capital generally needs to sit somewhere you can execute quickly. The question this checklist raises is whether the amount sitting there, and the account security around it, matches what you actually need for that.
Risk & liability disclaimer: This checklist totals the statements you check and does not know your specific exchange, account setup, or holdings. It is not financial, security, or custody advice. Cryptocurrency exchanges can fail, freeze withdrawals, or be hacked, and holdings on an exchange are not the same as holdings in a wallet you control. Cryptocurrency assets can be extremely volatile and can lose some or all of their value. This is not financial advice. Trading Habits is not a broker-dealer, exchange, custodian, registered investment adviser, or tax professional, and is not affiliated with any exchange.
Crypto Risk Includes Where Your Money Sits, Not Just What It's Worth
More Trading Tools
Pair this with the rest of the crypto risk tools before deciding how much to keep where.