What should my rule be for adding money to my trading account so I never fund it out of desperation after a loss?
Enter Your Funding Limits
Your Result
Fill in the fields on the left and click Generate to build a funding rules card with your exact numbers, ready to print or copy.
How this is calculated
The cooling-off period exists to separate the emotional impulse to add money right after a loss from the decision itself.
Capping your trading account as a percent of your liquid savings keeps a losing stretch in trading from threatening your broader financial position.
Funding a trading account from a credit card or loan adds a fixed borrowing cost on top of your trading risk. The borrowing cost calculator below breaks that cost down.
This card only covers deposits. Pair it with a withdrawal rule so money can move both directions on a schedule, not just in.
Risk & liability disclaimer: This calculator produces a mathematical estimate based on the numbers you enter. It is not financial advice and does not guarantee any trading outcome. Trading involves risk of loss, and past position sizing decisions do not predict future results. Trading Habits is not a broker-dealer, registered investment adviser, or tax professional, and is not affiliated with any broker, exchange, or data provider. We do not guarantee this tool is error-free or suitable for your situation - always verify results independently and consult a licensed professional before making any trading or financial decision. You could lose some or all of the capital you trade with.
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