How much can I withdraw from my trading account each month without slowly draining it?
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Your Result
Enter your account details to see if your planned withdrawal is sustainable at this return.
How this works
Expected monthly gain equals your account balance multiplied by the average monthly return percentage you enter.
If your planned withdrawal is at or below that expected gain, the withdrawal is sustainable at this assumed return and the account should hold roughly steady before the next month's return is applied.
If withdrawal exceeds expected gain, the calculator simulates month by month, reducing the balance by the shortfall and reapplying your return percentage to the smaller balance each month, until the account reaches zero.
Your average monthly return is an assumption you provide, not a projection or a guarantee of future performance. Trading returns vary month to month and are frequently negative.
This model does not account for taxes on withdrawals, transaction costs, or irregular withdrawal timing.
Risk & liability disclaimer: This calculator produces a mathematical projection based entirely on the assumptions you enter. It is not financial advice and does not guarantee any trading outcome or future return. Trading Habits is not a broker-dealer, registered investment adviser, or tax professional, and is not affiliated with any broker, exchange, or data provider. We do not guarantee this tool is error-free or suitable for your situation. Always verify results independently and consult a licensed professional before making any trading or financial decision. You could lose some or all of the capital you trade with.
Keep the Account Alive, Not Just the Withdrawal
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